UAE Ministry Finalizes Second Retail Sukuk Agreement with Emirates NBD
The Ministry of Finance has signed its second agreement under the Retail Sukuk initiative with a major regional banking group. The program continues to grow, and it now enables citizens and residents to invest securely in government T-Bonds and T-Sukuk through modern digital platforms. Moreover, the new phase allows individual investors to participate with a minimum entry point of $1,089 (AED 4,000). This step supports financial inclusion across the country, and it also broadens the investor base.
The initiative is designed to make sovereign instruments more accessible, and it encourages wider participation in national savings products. All T-Bonds and T-Sukuk issued will appear on the bank’s platform so that investors can subscribe or trade with ease. Additionally, the bank will conduct educational sessions, introduce a detailed FAQs section, and gather periodic feedback to strengthen the user experience.
Streamlined Access for Investors
UAE nationals and residents with an Emirates ID or UAE PASS can register online and complete KYC requirements directly through the platform. They can also create a risk profile and review all instrument details, which ensures transparent and straightforward access to government-backed investment options. Furthermore, the initiative aims to support long-term financial planning by providing clear information on products, returns, and maturity.
Ongoing National Financial Development
The Ministry highlighted that this agreement marks the second phase of a wider series of strategic partnerships with national banks. As the initiative expands, it will continue to widen access to T-Bonds and T-Sukuk while encouraging responsible saving habits across the country. These efforts are intended to deepen participation in local capital markets, enhance financial awareness, and promote sustainable economic growth. Ultimately, the Retail Sukuk initiative reinforces the country’s long-term vision for a secure and resilient financial future.
