Vault22 Expands UAE Presence as Wealth Tech Demand Grows
Digital wealth management platform Vault22 is expanding its footprint in the UAE as demand for AI-powered investing and financial management tools continues to grow. At the same time, the region’s fintech sector is experiencing rapid growth, supported by increasing digital adoption, favorable regulations, and stronger demand for accessible financial services.
Meanwhile, younger investors across the GCC are shifting toward digital platforms that provide greater transparency, control, and real-time financial insights. As a result, traditional wealth advisory models are facing increasing competition from technology-driven alternatives.
Vault22 brings budgeting, investing, account aggregation, and AI-powered financial guidance together in a single application. Consequently, users can track spending, monitor investments, manage debt, automate savings, and view their overall net worth through one dashboard.
AI-Powered Tools Drive Personalized Financial Decisions
The platform currently offers 52 diversified investment portfolios, including 26 Shariah-compliant options. Furthermore, Vault22 is developing a Wealth-as-a-Service model that will allow banks and financial institutions to offer embedded digital wealth management solutions.
Its AI-powered financial advisor, Tara, analyzes spending habits, liabilities, investments, income patterns, and long-term goals. Therefore, users can search transactions, receive tailored insights, identify potential cash shortages, monitor investments, and access recommendations linked to their financial activity.
Stephen Ong, Co-Founder of Vault22, said that, “Tara is designed to move financial guidance from generic advice to real-time, hyper-personalized insights. Because Vault22 understands a user’s accounts, spending, investments, liabilities and goals, the platform can help people make better decisions at the moment those decisions matter.”
Benito Mable, Founder and CEO of Vault22 said that, “We’re seeing a major shift in how people engage with money. Users increasingly want a single platform that helps them understand their finances holistically, not just invest, but budget smarter, track goals, manage spending and build wealth over time. That’s the direction the industry is moving in.”
UAE Remains Key Growth Market
Vault22 has now surpassed one million registered users worldwide. In addition, the company added more than 50,000 new users during the past 90 days. Monthly active users also recorded steady growth, reflecting increasing engagement with the platform’s services.
The company counts several major financial institutions among its investors. Meanwhile, Dubai continues to strengthen its reputation as a leading fintech and digital assets hub, making the UAE a strategic market for expansion.
Looking ahead, Vault22 plans to enhance its AI capabilities and broaden its presence across the GCC. Consequently, the UAE will remain central to the company’s regional growth strategy in the coming months.
