Visa Launches AI Agent Platform for Seamless Cross-Network Payments
Visa introduced Intelligent Commerce Connect to enable AI agents to shop and pay across any card network. As a result, the platform allows agents to discover merchants, browse catalogs, and complete purchases on behalf of users. Moreover, it operates as a single integration within the Visa Acceptance Platform, simplifying access for developers and businesses.
Because the system is designed as a “network, protocol, and token vault-agnostic on ramp,” it removes friction between different payment ecosystems. In addition, it provides secure payment initiation, tokenization, authentication, and spending controls. Consequently, agent builders and merchants can deploy AI-driven commerce solutions more efficiently.
Neutral Infrastructure Across Competing Protocols
What sets Intelligent Commerce Connect apart is its neutrality across multiple emerging standards. Specifically, it supports four competing protocols: Visa’s Trusted Agent Protocol, the Machine Payments Protocol, OpenAI’s Agentic Commerce Protocol, and Google’s Universal Commerce Protocol. Therefore, the platform positions itself as underlying infrastructure rather than a competing standard.
By doing so, it ensures that transactions continue to flow regardless of which protocol ultimately dominates. As competition intensifies, this approach allows the platform to remain relevant across evolving ecosystems.
“Intelligent Commerce Connect brings that same, trusted payment acceptance infrastructure into the emerging world of AI-driven commerce, so businesses can let AI agents buy on behalf of consumers, securely and at scale,” said Andrew Torre, President of Value-Added Services at Visa.
Early Pilots and a Rapidly Expanding Market
The platform is already being tested with several partners, including Amazon Web Services, Aldar, Diddo, Highnote, Mesh, Payabli, and Sumvin. Meanwhile, the AWS collaboration extends earlier efforts to integrate agentic commerce tools into AWS Marketplace and develop open blueprints using Amazon Bedrock.
At the same time, the broader market for AI-driven transactions is accelerating. McKinsey estimates that AI agent commerce could exceed $5 trillion globally by 2030. Additionally, other players are advancing alternative payment protocols, including stablecoin-based systems and machine-to-machine transaction frameworks.
As these developments unfold, the platform offers merchants a single entry point to accept payments from any AI agent. Ultimately, this approach supports growing demand and moves AI-powered commerce closer to widespread adoption.
