Rhino.Fi Introduces Stablecoin 1:1 For Predictable USD Transactions
Rhino.fi has launched Stablecoin 1:1 to provide neobanks and fintech firms with a predictable way to accept and settle USD-pegged stablecoins. Notably, the solution works across more than 25 blockchain networks, while also offering transparent fees without hidden spreads.
However, stablecoin transactions often face inconsistencies due to conversions and multi-network routing. As a result, users may receive less than expected, even though these assets aim to maintain a 1:1 value with the US dollar.
Addressing Cost and Conversion Challenges
Research from the European Journal of Finance highlights this issue further. Under normal conditions, major USD-pegged stablecoins show an annualized devaluation probability of about 60 basis points. Meanwhile, during market stress, that figure can exceed 200 basis points. Therefore, fintech firms frequently deal with spread uncertainty, routing complexity, and unclear final settlement amounts.
In addition, even minor inefficiencies can lead to significant losses at scale. For example, a company processing $10 million monthly could lose around $5,000 if it faces a 5 basis point spread.
To solve this, Stablecoin 1:1 continuously monitors exchange rates between USDC and USDT. Consequently, it delivers a true 1:1 quote with a clear, upfront fee. Moreover, clients can decide whether to absorb the fee or pass it on to users.
Expanding Use Cases and Industry Impact
Furthermore, the solution aligns with growing expectations for parity between fiat currency and stablecoins. While consumer platforms have already set this benchmark, the new offering extends similar clarity to business infrastructure. As a result, fintech companies can treat USDT and USDC as interchangeable USD units, regardless of blockchain origin.
Rhino.fi has also built on six years of API development for deposits and settlements. Therefore, this launch supports use cases such as payments, remittances, and B2B invoicing.
Will Harborne, CEO of Rhino.fi, said that, “Stablecoins are meant to be dollars on the internet, but businesses still experience them like fragmented liquidity and unpredictable outcomes. Stablecoin 1:1 is our step toward making digital dollars truly usable at scale.”
Additionally, the product supports major networks, including Ethereum, Tron, TON, Base, Polygon, Arbitrum, and Solana. At the same time, built-in safeguards help prevent arbitrage exploitation at both client and user levels.
Finally, as stablecoins gain traction in payment infrastructure, demand for transparency and predictability continues to grow. Meanwhile, regulatory frameworks and global engagement are further shaping how these digital assets evolve in real-world applications.
